3:10 as it is written: "THERE IS NONE RIGHTEOUS, NOT EVEN ONE;"
(This means that there is no one who does right all of the time, or who is totally pure in heart and life.)
3:11 THERE IS NONE WHO UNDERSTANDS, THERE IS NONE WHO SEEKS FOR GOD;
(No one, left to himself, will seek to find God, for he doesn't understand the condition he is in.)
3:23 for all have sinned and fall short of the glory of God,
(No matter how good we live, there is still sin in our lives. And, because of sin, we all fall short of what God wants us to be.)
6:23a For the wages of sin is death,
("Wages" is payment or a paycheck. because we are sinners, if we die in our sins, the paycheck we will receive will be "death," eternal separation from God.)
5:8 But God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us.
(Do you want to know how much God loves you? Look at the cross. Christ was punished by death for your sins.)
6:23b ...but the free gift of God is eternal life in Christ Jesus our Lord.
(Do you want forgiveness of your sins? Do you want to be saved? You can have it as a free gift from God. How? Read on.)
10:9a that if you confess with your mouth Jesus as Lord,
("Confess" means to tell God what you believe about Jesus Christ. He wants to know that you believe Jesus is Lord and Savior, and that you believe His death on the cross was in payment for your sins. Next...)
10:9b ...and believe in your heart that God raised Him from the dead,
(God wants to know that you believe that Jesus is alive today. Then...)
10:9c ...you will be saved;
(That's God's promise: If you acknowledge your belief in Jesus' death, burial, and resurrection - that He did this for you - God will give you eternal life. How do you acknowledge this? Read one more verse.)
10:10 for with the heart a person believes, resulting in righteousness, and with the mouth he confesses, resulting in salvation.
10:13 for "WHOEVER WILL CALL ON THE NAME OF THE LORD WILL BE SAVED."
("Call" means to pray. When you pray, you "confess" and "believe" - verse 9. Then God will save you. It's as simple as that. He's just waiting on you to call. Will you do it now?